Personalized Coverage & Guidance
Secure Your Health Future
- Tailored coverage for your exact life stage
- Access to top-rated national carriers
- Independent guidance with zero obligations
Navigating health and life insurance doesn’t have to be overwhelming. Get clear, personalized guidance to protect what matters most without the stress or industry jargon.
Licensed Florida agents • Marketplace guidance • Free quotes
AGENCY ADVANTAGES
Reasons to Choose Us
Partner with a dedicated team that prioritizes your long-term health and financial security.
Unmatched Expertise
Leverage our deep industry knowledge to navigate complex insurance plans with absolute confidence and clarity.
Independent Options
We are not tied to a single carrier. We compare available plans from multiple leading carriers to help you find coverage that fits your needs and budget.
Personalized Support
Receive personalized guidance and ongoing support throughout your insurance journey.
ADAPTABLE COVERAGE
Navigating Your Life Changes
As your world evolves, so should your protection. Explore how we seamlessly adjust your policies during major milestones to ensure continuous peace of mind.
Marriage
Combining policies can unlock significant savings and broader coverage. We seamlessly integrate your plans for dual protection without overlaps.
Growing Family
Explore coverage options designed to support prenatal care, pediatric needs, and your growing family.
Career Moves
Transitioning between employers or starting a business? We bridge the coverage gap with flexible short-term and tailored private options.
Retirement
Navigate the complexities of Medicare with confidence. We help you select the optimal supplements and Part D plans for your golden years.
Your Journey To Coverage
The Simple Enrollment Process
Three easy steps to secure the perfect health insurance plan for you and your family, completely free of confusing industry jargon.
01. Compare
We analyze top-rated carriers to find the coverage that perfectly aligns with your lifestyle, ensuring no hidden gaps.
02. Select
Review clear, straightforward comparisons and comfortably choose the option that delivers the highest overall value.
03. Enroll
Complete your enrollment and understand your coverage effective date and next steps.
COVERAGE TIERS
Compare Your Coverage Options
Discover the health plan that fits your life and budget, whether you are enrolling during the standard period or experiencing a qualifying life event.
STANDARD TIMELINE
Open Enrollment
Yearly window to secure comprehensive coverage for the upcoming year.
- ACA plans cannot deny coverage based on pre-existing health conditions
- No medical underwriting for ACA Marketplace plans
- We compare options from multiple leading carriers
- Preventive services are covered on many plans when using in-network providers
- Plans vary by premium, deductible, and out-of-pocket maximum
QUALIFYING EVENT
Special Enrollment
60-day window triggered by life changes: marriage, moving, or losing previous coverage.
- Coverage effective dates vary based on your qualifying event and enrollment date
- Help understanding premiums, deductibles, and networks
- Subsidies may be available for eligible applicants
- Guidance for life transitions and Special Enrollment
- Support with next steps after you submit your info
RESOURCE HUB
Explore Our Learning Center
Insights, guides, and tools to help you navigate your health and life insurance journey with complete confidence.
LIFE CHANGES & SPECIAL ENROLLMENT
Did You Lose Coverage, Move, Get Married, or Have a Baby?
Certain life changes may allow you to enroll in health insurance outside Open Enrollment. Find out whether you qualify for a Special Enrollment Period.
MARKETPLACE ENROLLMENT CHECKLIST
What You Need to Enroll in Marketplace Insurance
Get prepared before you apply. See what information and documents you may need for yourself and your household.
UNDERSTANDING YOUR HEALTH INSURANCE COSTS
Premiums, Deductibles & Out-of-Pocket Costs Explained
Understand what you pay each month, what you pay when you receive care, and how to compare plans before enrolling.
CLARITY BEFORE YOU COMMIT
Common Enrollment Questions
Need quick answers before making a decision? We've compiled the most common questions about timelines, carriers, and plan flexibility. If you need more details, our complete guide has you covered.
What is the typical timeline for health insurance enrollment?
Open enrollment typically occurs once a year in the fall, but special enrollment periods are available within 60 days of qualifying life events like marriage, having a baby, or losing previous coverage.
Which insurance carriers do you work with?
We partner with a wide network of leading national and regional carriers to ensure you have access to the best coverage options available in your specific zip code.
Can I change my plan after I enroll?
Generally, you cannot change your plan outside of the open enrollment period unless you experience a qualifying life event. It's important to carefully review your options before finalizing your choice.
What life events qualify for special enrollment?
Qualifying life events include losing existing health coverage, moving to a new ZIP code, getting married, having or adopting a child, or changes in household income that affect your eligibility for subsidies.
Are there any hidden fees when working with DeGlace & Associates Financial Services?
No. Our advisory services are completely free to you. We are compensated directly by the insurance carriers when you enroll in a plan, meaning you get expert guidance at zero additional cost.
SAMPLE FEEDBACK (EXAMPLES)
What People Often Say After We Help (Examples)
Examples only: These are sample quotes to show the kind of feedback clients commonly share after getting help comparing ACA Marketplace plans. Replace with real client reviews as you collect them.
They explained the difference between premiums and deductibles in plain English and helped me pick a plan that fit my budget.
I thought I missed my chance to enroll, but they walked me through Special Enrollment and what to expect for the start date.
No pressure—just clear options. They compared multiple plans and helped me understand the total yearly cost.
Fast responses by text and they were patient with my questions. I felt confident choosing a plan.
They helped confirm my doctors were in-network and explained how copays work before I enrolled.
I appreciate the year‑round support. When my income changed, they helped me update everything the right way.
CONTACT US
Get In Touch Today
Reach out to our dedicated team. Whether you have questions about coverage or need immediate assistance, we are here to guide you through every milestone.
888-608-2587
Mon–Fri: 8:00 AM – 6:00 PM ET
5494 NW Brent Ct, Port St. Lucie, FL 34986, USA